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Words from the Rising Republics


McCay v. Capital Resources Company, LTD. 96-200 S.W.2d 1997
Where appellee apparently never possessed appellants' original note as provided in Ark. Code Ann. 4-3-309(a)(i) (Repl. 1991), but was required, even if it had, to have proven all three factors specified in 4-3-309(a) and did not do so, appellee could not enforce the original note's terms by the use of a copy; even if all three requirements in 4-3-309(a) had been proven, the trial court was still obligated to ensure that appellee provided adequate protection to the appellants from any future claim, and this, too, was not done. First, as previously discussed, we mention the unfairness in these circumstances that, if a duplicate was allowed in place of the original note, the McKays could later be subjected to double liability if the actual holder of the note appeared. Next, we add that the Rules of Evidence are rules of the court involving legal proceedings, while the UCC is composed of statutes of law that established the rights and liabilities of persons. Again, as previously discussed, Capital Resources, as an assignee of the McKays' note, could not sue on the underlying debt the McKays owed to Landmark Savings. For Capital Resources to have prevailed in enforcing the McKays' note, it was required either to produce the original or satisfy the requirements for a lost negotiable instrument under 4-3-309(a) and (b). Because Capital failed to do either, we must reverse and remand. Mortgage Securities Inc. v. Hartley Lord. No. 4D02-4051. July 23, 2003 Mortgagee by assignment brought foreclosure action. The Circuit Court, 15th Judicial Circuit, Palm Beach County, Edward Fine and John Wessel, JJ., entered summary judgment for mortgagor. Mortgagee appealed. The District Court of Appeal, Stone, J., held that mortgagee could not maintain cause of action to enforce missing promissory note or foreclose mortgage, in absence of proof that mortgagee or assignor ever had possession of note. Lorraine C. Tillman v. Virginia Savage Smith (07/25/85)
The purpose of the section is well expressed by commentator Carl W. Ehrhardt as follows: [21] The drafters of the Code excluded from the general rule of admissibility of duplicates these documents because the possessor of the documents is the owner of the obligation that they represent and the party who may bring a cause of action based on the document. Therefore, the person who possesses the duplicate may not possess the cause of action. For example, if A makes a xerox copy of a promissory note and subsequently negotiates the original to B, under section 90.953(1), A, the transferor, is not able to sue on the xerox copy of the promissory note. [22] Ehrhardt, Florida Evidence § 953.1 (2d ed. 1984). See also Lowery v. State, 402 So.2d 1287 (Fla. 5th DCA 1981). To fall under section 90.953(1), the agreement would have not only to evidence a right to the payment of money, but be "of a type that is transferred by delivery in the ordinary course of business with any necessary endorsement or assignment" (emphasis added).
Mason v. Rubin, 727 So.2d 283, 37 UCC Rep.Serv.2d 1087 (Fla.App. Dist.4 02/10/1999)
Establishing a lost negotiable instrument is governed by a different statute, section 673.3091, Florida Statutes (1993). The latter statute contains more stringent requirements than the former, and the trial court correctly concluded that the husband did not satisfy section 673.3091
Figueredo v. Bank Espirito Santo No. 88-1808.Jan. 31, 1989. FL Third District.
The plaintiff failed to produce for admission into evidence the original copy of a negotiable promissory instrument as is expressly required by section 90.953(1), Florida Statutes (1987). For this reason, the final judgment of foreclosure is vacated with directions for the trial court to receive the original promissory note in evidence
Promissory Note Cases Page 2 of 3
SMS Financial LLc. v. Abco Homes, Inc. No.98-50117 February 18, 1999 (167 F. 3d. 235; 5th Circuit Court of Appeals.)
Where the complaining party can not prove the existence of the note, then there is no note. To recover on a promissory note, the plaintiff must prove: (1) the existence of the note in question; (2) that the party sued signed the note; (3) that the plaintiff is the owner or holder of the note; and (4) that a certain balance is due and owing on the note. Since no one is able to produce the “instrument” there is no competent evidence before the Court that any party is the holder of the alleged note or the true holder in due course. New Jersey common law dictates that the plaintiff prove the existence of the alleged note in question, prove that the party sued signed the alleged note, prove that the plaintiff is the owner and holder of the alleged note, and prove that certain balance is due and owing on any alleged note. Federal Circuit Courts have ruled that the only way to prove the perfection of any security is by actual possession of the security. See; Matter of Staff Mortg. & Inv. Corp., 550 F.2d 1228 (9th Cir 1977), “Under the Uniform Commercial Code, the only notice sufficient to inform all interested parties that a security interest in instruments has been perfected is actual possession by the secured party, his agent or bailee.” Bankruptcy Courts have followed the Uniform Commercial Code. In Re Investors & Lenders, Ltd. 165 B.R. 389 (Bkrtcy.D.N.J.1994), Unequivocally the Court’s rule is that in order to prove the “instrument”, possession is mandatory. In addition to the note, another element of proof is necessary – an accounting that is signed and dated by the person responsible for the account. Claim of damages, to be admissible as evidence, must incorporate records such as a general ledger and accounting of an alleged unpaid promissory note, the person responsible for preparing and maintaining the account general ledger must provide a complete accounting which must be sworn to and dated by the person who maintained the ledger. See Pacific Concrete F.C.U. V. Kauanoe, 62 Haw. 334, 614 P.2d 936 (1980), GE Capital Hawaii, Inc. v. Yonenaka 25 P.3d 807, 96 Hawaii 32, (Hawaii App 2001), Fooks v. Norwich Housing Authority 28 Conn. L. Rptr. 371, (Conn. Super.2000), and Town of Brookfield v. Candlewood Shores Estates, Inc. 513 A.2d 1218, 201 Conn.1 (1986). See § 90.953, West's Fla. Stat. Annot. (1979) (Sponsor's Note); C. Ehrhardt, Florida Evidence § 953.1, at 605 & n.5; Lowery v. State, 402 So.2d 1287, 1288-89 (Fla. 5th DCA 1981). 90.953(1),
Florida Statutes, is misplaced. The purpose of that subsection is to require production of the original where there is an action on a negotiable instrument. In such instances, the original instrument must be brought forward both to demonstrate the right to payment and to preclude the possibility that the instrument has already been negotiated.
[11] State Street sought to establish the promissory note and mortgage under section 71.011, Florida Statutes. State Street alleged that Hartley executed the note and mortgage and that, after multiple assignments, the documents were assigned to State Street by EMC Mortgage Corporation. Although State Street alleged in its pleading that the original documents were received by it, the record established that State Street never had possession of the original note and, further, that its assignor, EMC, never had possession of the note and, thus, was not able to transfer the original note to State Street. [12] The trial court correctly concluded that as State Street never had actual or constructive possession of the promissory note, State Street could not, as a matter of law, maintain a cause of action to enforce the note or foreclose the mortgage. The right to enforce the lost instrument was not properly assigned where neither State Street nor its predecessor in interest possessed the note and did not otherwise satisfy the requirements of section 673.3091, Florida Statutes, at the time of the assignment. See Slizyk v.
Promissory Note Cases Page 3 of 3
Smilack, 825 So. 2d 428, 430 (Fla. 4th DCA 2002). In Mason v. Rubin, 727 So. 2d 283 (Fla. 4th DCA 1999), the appellant brought a foreclosure action on a second mortgage, the trial court denied the foreclosure, and this court affirmed on the basis that the appellant had failed to establish the lost note under section 673.3091. Likewise, here, where State Street failed to comply with section 673.3091, the trial court correctly entered summary judgment denying its foreclosure claim. *fn1 In contrast, here, the undisputed evidence was that EMC, the assignor, never had possession of the notes and, thus, could not enforce the note under section 673.3091 governing lost notes. Because EMC could not enforce the lost note under section 673.3091, it had no power of enforcement which it could assign to State Street. Raymond E. Shores and Marcene G. Shores v. First Florida Resource Corporation (10/11/72) Appellants are entitled to assurance that they will not later be sued by a holder of these instruments…. If there are parties having any claim to these instruments they should be brought into the action and the matter determined. The instruments should then be reestablished, recorded and an appropriate judgment entered.

Words from the Rising Republics


WE, the Stupid

The war started in the 7th century and lasted through the 17th. I would contend it never stopped but historically the facts below are correct. This is why I choke when I hear someone say we will defeat or contain these Islamic terrorists in a few years or even 30 years as recently stated by Leon Panetta.

If the latest batch of murders, beheadings, and killing of thousands of innocent Christians has shocked you, maybe you should read this compilation of historical facts about the hatred of Muslim terrorism worldwide and why even Syrian Muslims are fleeing by the 100,000s into European countries {and now trying to reach Germany which is foolish enough to let them into their country} to escape being murdered by Muslim terrorists. The Muslim terrorists, in the name of Islam, have murdered Christians and others by the millions. Why? Because {they say} the Qur'an tells them to kill ALL infidels. If you are not Muslim — that's you! You'd better think about that because centuries of history proves it's true. Ignorant people, most of whom have not bothered to read the Qur'an, say that this is a misinterpretation of the Qur'an and ignore the millions who have been murdered by the Muslims and who are, at this moment, murdering thousands of Christians in the Middle East. By-the-way, If you are not Muslim, these murdering Muslim terrorists would absolutely murder YOU, given the chance! These Muslims even bomb and murder their oiwn Muslim citizens daily! Why? Who knows. Muslims intend to control and convert the entire world to Islam, under Shar'iah Law, by whatever means necessary {force} and only ignorant fools believe otherwise. Another fact: Obama is arranging to immigrate thousands more Muslims into the USA. He plans to place them in groups all over the USA in cooperation with NATO. That's in addition to the thousands which are already here and practicing Islam in the over 2000 mosques currently established here. That's and increase of 76% of Muslim mosques in the past decade in America! Islam is now the 4th. largest religion in the USA! Obama and his Muslim appointed advisers weren't kidding when he said America was not a Christian nation. He firmly intends to make it happen! How long do you think it will be before the push for Shar'iah Law will begin? It's already started in Michigan and New York! Better think about this at voting time in 2016. Better wake-up America—

WE, the stupid . . .

This is all factually (and historically) correct - and verifiable:

In 732 AD the Muslim Army which was moving on Paris was defeated and turned back at Tours, France, by Charles Martell.

In 1571 AD the Muslim Army/ Navy was defeated by the Italians and Austrians as they tried to cross the Mediterranean to attack southern Europe in the Battle of Lapanto.

In 1683 AD the Turkish Muslim Army, attacking Eastern Europe, was finally defeated in the Battle of Vienna by German and Polish Christian Armies.

...this crap has been going on for 1,400 years and half of the politicians don't even know about it.

If these battles had not been won we might be speaking Arabic and Christianity could be non-existent; Judaism certainly would be...

And let us not forget that Hitler was an admirer of Islam, and that the Mufti of Jerusalem was Hitler's guest in Berlin and raised Bosnian Muslim SS Divisions: the 13th and 21st Waffen SS Divisions who killed Jews, Russians, Gypsies, and any other "subhumans".

Reflecting :

A lot of Americans have become so insulated from reality that they imagine that America can suffer defeat without any inconvenience to themselves.

Pause a moment, reflect back. These events are actual events from history.

They really happened! Do you remember?

1.   In 1968, Bobby Kennedy was shot and killed by a Muslim male.

2.   In 1972 at the Munich Olympics, athletes were kidnapped and massacred by Muslim males.

3.   In 1972 a Pan Am 747 was hijacked and eventually diverted to Cairo where a fuse was lit on final approach. It was blown up shortly after landing by Muslim males.

4.   In 1973 a Pan Am 707 was destroyed in Rome, with 33 people killed, when it was attacked with grenades by Muslim males.

5.   In 1979, the US embassy in Iran was taken over by Muslim males.

6.   During the 1980's a number of Americans were kidnapped in Lebanon by Muslim males.

7.   In 1983, the US Marine barracks in Beirut was blown up by Muslim males.

8.   In 1985, the cruise ship Achille Lauro was hijacked and a 70 year old American passenger was murdered and thrown overboard in his wheelchair by Muslim males.

9.   In 1985, TWA flight 847 was hijacked at Athens, and a US Navy diver trying to rescue passengers was murdered by Muslim males.

10. In 1988, Pan Am Flight 103 was bombed by Muslim males.

11. In 1993, the World Trade Center was bombed the first time by Muslim males.

12. In 1998, the US embassies in Kenya and Tanzania were bombed by Muslim males.

13. On 9/11/01, four airliners were hijacked; two were used as missiles to take down the World Trade Centers and of the remaining two, one crashed into the US Pentagon. The other was diverted and crashed by the passengers. Thousands of people were killed by Muslim males.

14. In 2002, the United States fought a war in Afghanistan against Muslim males.

15. In 2002, reporter Daniel Pearl was kidnapped and beheaded by--- you guessed it---it was a Muslim male. (plus two other American journalists were just beheaded)

16.   In 2013, Boston Marathon Bombing 4 Innocent people including a child killed, 264 injured by Muslim males.

No, I really don't see a pattern here to justify profiling, do you?

So, to ensure we Americans never offend anyone, particularly fanatics intent on killing us, airport security screeners will no longer be allowed to profile certain people.

So, ask yourself "Just how stupid are we?"

Absolutely No Profiling!

They must conduct random searches of 80-year-old women, little kids, airline pilots with proper identification, secret agents who are members of the President's security detail, 85-year old, Congressmen with metal hips, and Medal of Honor winner and former Governor Joe Foss (and a retired Air Force Chief Master Sergeant with a cast on his leg), but leave Muslim males, alone lest they be guilty of profiling.

Ask yourself "Just how stupid are we?" Have the American people completely lost their minds or just lost their Power of Reason?

Let's send this to as many people as we can so that the Gloria Alreds and other stupid attorneys, along with Federal Justices, that want to thwart common sense, may feel ashamed of themselves -- if they have any such sense.

As the writer of the award winning story 'Forrest Gump' so aptly put it, 'Stupid Is As Stupid Does' .

Each opportunity that you have to send this to a friend or media outlet... do it !


WAKE UP AMERICA! Wake up Canada! Wake up Britain! Wake up Australia! Wake up Belgium! Wake up France!! Wake up Germany! Wake up WORLD!!!

Wake up World.

The Declaration of Independence canceled any notion that kings ruled by Divine Right. The Prince of this World could only offer bondage. God gave each of his creation the opportunity to be free simply by accepting His plea, a free gift or remedy provided the remedy was accepted, from the heart, within a specified length of time. After death, one who refused the free remedy has an eternal hell to pay.

The Constitution granted freedom governed through “public Law”. Since 1933, all Americans are today governed by “public policy”. Rid yourself of “default thinking” and embrace “future based thinking” where freedom alone prevails.