The attached files are the minimum for finding out the true holder in due course (the validity of the debt). See UCC 3-305(c) for the law where one is not obliged to pay if the negotiable instrument is not held by the holder in due course or is lost.
The first step in stopping a foreclosure is to determine who holds the debt. If you are not sure what entity specifically holds your debt you can follow the instructions in this download to obtain that information. Once the holder of the debt is determined you can then order the "Save Your Home From Foreclosure" download to assist you in fighting the foreclosure if the information you have obtained warrants it.
This RESPA Minimum download is included as part of the "Save Your Home From Foreclosure" download and it is NOT necessary to purchase both separately for the full set.
The attached files are the minimum for finding out the true holder in due course (the validity of the debt). See UCC 3-305(c) for the law where one is not obliged to pay if the negotiable instrument is not held by the holder in due course or is lost.
The first step in stopping a foreclosure is to determine who holds the debt. If you are not sure what entity specifically holds your debt you can follow the instructions in this download to obtain that information. Once the holder of the debt is determined you can then order the "Save Your Home From Foreclosure" download to assist you in fighting the foreclosure if the information you have obtained warrants it.
This RESPA Minimum download is included as part of the "Save Your Home From Foreclosure" download and it is NOT necessary to purchase both separately for the full set.
