October 15, 2016

 

They came as slaves: human cargo transported on British ships bound for the Americas. They were shipped by the hundreds of thousands and included men, women, and even the youngest of children.

Whenever they rebelled or even disobeyed an order, they were punished in the harshest ways. Slave owners would hang their human property by their hands and set their hands or feet on fire as one form of punishment. Some were burned alive and had their heads placed on pikes in the marketplace as a warning to other captives.

We don’t really need to go through all of the gory details, do we? We know all too well the atrocities of the African slave trade.

But are we talking about African slavery? King James VI and Charles I also led a continued effort to enslave the Irish. Britain’s Oliver Cromwell furthered this practice of dehumanizing one’s next door neighbour.

The Irish slave trade began when James VI sold 30,000 Irish prisoners as slaves to the New World. His Proclamation of 1625 required Irish political prisoners be sent overseas and sold to English settlers in the West Indies.

By the mid 1600s, the Irish were the main slaves sold to Antigua and Montserrat. At that time, 70% of the total population of Montserrat were Irish slaves.

Ireland quickly became the biggest source of human livestock for English merchants. The majority of the early slaves to the New World were actually white.

From 1641 to 1652, over 500,000 Irish were killed by the English and another 300,000 were sold as slaves. Ireland’s population fell from about 1,500,000 to 600,000 in one single decade.

Families were ripped apart as the British did not allow Irish dads to take their wives and children with them across the Atlantic. This led to a helpless population of homeless women and children. Britain’s solution was to auction them off as well.

During the 1650s, over 100,000 Irish children between the ages of 10 and 14 were taken from their parents and sold as slaves in the West Indies, Virginia and New England. In this decade, 52,000 Irish (mostly women and children) were sold to Barbados and Virginia.

Another 30,000 Irish men and women were also transported and sold to the highest bidder. In 1656, Cromwell ordered that 2000 Irish children be taken to Jamaica and sold as slaves to English settlers.

Many people today will avoid calling the Irish slaves what they truly were: Slaves. They’ll come up with terms like “Indentured Servants” to describe what occurred to the Irish. However, in most cases from the 17th and 18th centuries, Irish slaves were nothing more than human cattle.

As an example, the African slave trade was just beginning during this same period. It is well recorded that African slaves, not tainted with the stain of the hated Catholic theology and more expensive to purchase, were often treated far better than their Irish counterparts.

African slaves were very expensive during the late 1600s (£50 Sterling). Irish slaves came cheap (no more than £5 Sterling). If a planter whipped, branded or beat an Irish slave to death, it was never a crime. A death was a monetary setback, but far cheaper than killing a more expensive African.

The English masters quickly began breeding the Irish women for both their own personal pleasure and for greater profit. Children of slaves were themselves slaves, which

increased the size of the master’s free workforce.

Even if an Irish woman somehow obtained her freedom, her kids would remain slaves of her master. Thus, Irish mothers, even with this new found emancipation, would seldom abandon their children and would remain in servitude.

In time, the English thought of a better way to use these women to increase their market share: The settlers began to breed Irish women and girls (many as young as 12) with African men to produce slaves with a distinct complexion. These new “mulatto” slaves brought a higher price than Irish livestock and, likewise, enabled the settlers to save money rather than purchase new African slaves.

This practice of interbreeding Irish females with African men went on for several decades and was so widespread that, in 1681, legislation was passed “forbidding the practice of mating Irish slave women to African slave men for the purpose of producing slaves for sale.” In short, it was stopped only because it interfered with the profits of a large slave transport company.

England continued to ship tens of thousands of Irish slaves for more than a century. Records state that, after the 1798 Irish Rebellion, thousands of Irish slaves were sold to both America and Australia. There were horrible abuses of both African and Irish captives. One British ship even dumped 1,302 slaves into the Atlantic Ocean so that the crew would have plenty of food to eat.

There is little question the Irish experienced the horrors of slavery as much (if not more, in the 17th Century) as the Africans did. There is also little question that those brown, tanned faces you witness in your travels to the West Indies are very likely a combination of African and Irish ancestry.

In 1839, Britain finally decided on it’s own to end its participation in Satan’s highway to hell and stopped transporting slaves. While their decision did not stop pirates from doing what they desired, the new law slowly concluded this chapter of Irish misery.

But, if anyone, black or white, believes that slavery was only an African experience, then they’ve got it completely wrong. Irish slavery is a subject worth remembering, not erasing from our memories.

But, why is it so seldom discussed? Do the memories of hundreds of thousands of Irish victims not merit more than a mention from an unknown writer?

Or is their story to be the one that their English masters intended: To completely disappear as if it never happened.

None of the Irish victims ever made it back to their homeland to describe their ordeal. These are the lost slaves; the ones that time and biased history books conveniently forgot.

June 29, 2016

 

It can fairly be said that the chain of catastrophic bets made over the past decade

by a few hundred bankers may well turn out to be the greatest non-violent crime

against humanity in history” Mr. Potter, Vanity Fair Magazine

Can it be said that the current crop of financial thieves are bankers themselves who gamble with “abandoned” deposits now claimed by the bankers as theirs for use in investment casinos on Wall Street? Are Bernie Sanders and Elizabeth Warren correct?

The current victim is the homeowner who when his final payment is paid on the mortgage, the deposit (promissory note) is not returned and is therefore stolen by the banker who now uses it in his practice as an investment banker. The Glass-Steagall prevented such secret behavior. Bill Clinton repealed the act in 1999. In less than a decade a meltdown occurred. Many have said another is imminent.

 What they did was predicted in 1850. “When plunder becomes a way of life for a group of men, they create for themselves in the course of time a legal system that authorizes it and a moral code that glorifies it.”

Federic Bastiat “The Law” 1850

 SCOTUS ruled unanimously in 2015 that The Truth in Lending Act was the law of the land and that the Mortgage Companies and their subsidiaries cannot retain the note (deposited promissory note). Many state courts at every level, defy this SCOTUS ruling. No one, except Judge Roy Moore, is held accountable for defying a 5/4 ruling much less the unanimous ruling  

At first, only the five big banks that were considered too big to fail, practiced such chicanery. Now it is so wide spread even in small banks that the FBI says that it is just the way things are done.

Now nobody gets a check returned, only a copy is returned. The checks are used, when necessary, in the investment crap game. Ask JP Morgan and Wells Fargo. Accounting control fraud is what it is called by the FBI who say it is wrong, but they believe the brainwashing so extensive that a conviction is unlikely.

Again, the church ceremonies conducted in the retirement of a note by burning is now impossible. What is worse, judges don’t know any better. Law Enforcement follow orders. The end result is the transfer of wealth from the many to the few. One percent today own nearly fifty percent of all the national wealth up from nine percent in 1999.

Diversion is the rule in hopes of assigning the revolution cause to the “times”. Never has man be able to convince the righteous that theft is acceptable.

When a loan is made the Bank is the creditor. Debts must be paid, forced if necessary.

When a loan is paid in full, the bank becomes a debtor, the deposit (promissory note) must be surrendered. Banks want you to forget them as debtors. Keeping the satisfied note is a crime worthy of punishment equal to the punishment for “Baby Face Nelson.” Bankers want you to believe that entry into their presence is like going to a church esteemed for honesty. Some are honest. So is the unanimous SCOTUS decision. The old saying should apply, “What is good for the goose, is good for the gander.” Bankers and the members of Congress don’t seem to understand familiar proverbs.

June 09, 2016

 

STANDARD PRACTICE

Turn your personal check over and read the words printed over and over on the rear. “ORIGINAL DOCUMENT”.

   Banks require “ORIGINAL DOCUMENTS” before cashing a check. Your wet-ink signature makes the check an original.

     The same “ORIGINAL DOCUMENTS” bank will try to take your property through foreclosure without a

“GENUINE ORIGINAL PROMISSORY NOTE”

Who do they think they are?

       Maybe the bank thinks that the judicial system is dumb in that it will overlook the original document requirement and order a sheriff to make an unlawful eviction. Rules of Civil Procedure require the “GENUINE ORIGINAL PROMISSORY NOTE” to be filed with the clerk of the court days before any hearing. A judgment replaces the note taking it out of circulation. Without the note there is no subject matter jurisdiction for the court. Case dismissed.

     Not So. The same law is clear in every state. Uniform Commercial Code requires a surrendering of the “GENUINE ORIGINAL PROMISSORY NOTE” when full payment is made (See UCC § 3-501(b)(2) Surrender the instrument if full payment is made. A judge confesses to fraud on the court if he says a non original is alright.

Why pay a note to anyone who is not the holder in due course?

You don’t have to. There is no moral hazard in refusing a thief. Don’t be a law breaker

(See UCC 3-305c) “An obligor is not obliged to pay the instrument if the person seeking enforcement of the instrument does not have rights of a holder in due course and the obligor proves that the instrument is a lost or stolen instrument.”

       The law requires a bank to offer a loan modification before foreclosure. A thief who has no original cannot offer a true loan modification because a loan modification satisfies the original promissory note forcing the surrender of the original note filed as satisfied. The loan modification documents become the new originals.

         If the bank, or the institution that services cannot “Produce the Note”, they are not the holder in due course. Foreclose is without subject matter jurisdiction. All action stops until the issue is settled. The judge is then a trespasser of the law without excuse.

Should the judge not have subject-matter jurisdiction, then the law states that the judge has not only violated the law, but is also a trespasser of the law. --Von Kettler et.al. v. Johnson , 57 Ill. 109 (1870)

"If the magistrate has not such jurisdiction, then he and those who advise and act with him, or execute his process, are trespassers." --Elliott v. Peirsol, 1 Pet. 328, 340, 26 U.S. 328, 340 (1828)

When a judicial officer acts entirely without jurisdiction or without compliance with jurisdiction requisites he may be held civilly liable for abuse of process even though his act involved a decision made in good faith, that he had jurisdiction. Little v. U.S. Fidelity & Guaranty Co., 217 Miss. 576, 64 So. 2d 697.

When a Judge rules that a copy (not original) be paid, the Judge is liable and creates devastation.

May 21, 2016

 

You can take what I say and demonize me or you can you take what I say and learn from it. Do your homework. But what we hope you will do is come on board and stand with the American people. On the other hand, if you're so evil and corrupt that you cannot see the truth, it is the rejection of truth that destroys. It is simple. I encourage you to repent. Do your research and find out what is right. Your very existence may depend on it. Your family’s wellbeing might depend on it as well. If we as Americans fail now, then there is hell to be unleashed upon this earth that will affect you and your family as well. If we repent and take a steadfast and unmovable stand and surrender to do the will of God, then God will empower His instruments to execute His will and to destroy the evil that is descending upon this nation and then afterwards use us as channels of blessing for His beloved.

The present American government is a Corporation, a board of directors. It is not a lawful government. When the American people become incensed and want change, true change can come.

You are either an American or a UNITED STATES Citizen. You are here today to learn who you are if you don't know. Are you an American, or are you a UNITED STATES CITIZEN. There are people who want you dead. I’m not exaggerating. They want you dead. They do not want you on this planet. They don't want anything but worker bees and slaves who don't think for themselves. They want only those programmed to do exactly what they're told to do and to do it whenever they are told to do it. They don't want anyone who thinks for themselves. Every one of you in this room has a problem because you think for yourself. If that were not true you would not be here. Who are you? Do you know who you are?

This was the introductory statement of the seminar presenter, Tim Turner, at the Freedom Seminar held in Las Vegas in the Alexis Park All Suites Resort conference room April 23 and 24th 2010.

Why did Billy Foust drive all the way from page Arizona and pay a $300 admission fee just to attend the two-day seminar? For some time Billy had understood things were not exactly right. He couldn't put his finger on exactly what was wrong, but he knew something was wrong. The seminar maybe could help identify what was bugging him.

Today, Tim Turner is in Federal Prison for 18 years. As predicted, in 2011 Bill Foust was assassinated, with impunity, by a paid policer officer. Do you honestly think Donald Trump will not be killed?

March 18, 2016

 

Why is the country angry?

72 million homeowners have been made peons by the financial institutions given permission by the Congress because the lenders were considered “to big to fail”. The voter now has decided that the offender must be punished rather than provided a golden parachute at the expense of the taxpayer.

Who is there among us that can do just that effectively?

CONFLICT OF INTENTIONS

A married couple, the “borrowers”, wish to make a mortgage loan so that they would be able to purchase a homestead that would be made their home. The mortgage closing date is set with the lender for the completion of the transaction called the “closing”. What is hidden from the couple is the intentions of the lender that will make them peons paying monthly for property they will never own making them renters only. How is that done right before your eyes with the help of law enforcement and the judicial system even though peonage and slavery is prohibited in America?

MORTGAGE STANDARD WITH NOTE EVIDENCING THE DEBT

A “lender” who makes a mortgage loan must have the promissory note that evidences the debt placed in a secure locked, fireproof container. (See EXHIBIT CFR-R 34 CFR 674.19(4)-Fiscal procedures and records)

The original promissory note secured by mortgage must have the mortgage of the real property placed on file at the recorder of deeds and mortgages at the courthouse in the county where the real property is located. (See Ala. Code § 35-4-51.)

The promissory note and mortgage must remain one unit and cannot be separated; therefore, once filed the mortgage is returned by the recorder to the lender. ALABAMA UNIFORM SECURITIES ACT page 46 Paragraph 11(a) evidence of indebtedness secured by a mortgage must be sold as a unit.

Once paid in full the mortgage loan promissory note instrument must be returned to the borrower stamped paid in full. (See Ala. Code 7-3-501(b) (2) and 7 CFR 1951).

The lender that is the “loan originator” can sell the note and mortgage unit to another lender. The assignment from the “loan originator” to the buyer must be an assignment recorded into public record so that the holder of the mortgage can be always known.

 

The holder in due course of the note and mortgage can delegate the collection of the monthly payments to a company that is the designated servicer. All changes to the service must be identified in writing to the borrower.

 

 

Should the “lender” elect to sell the promissory note, the assignment must be duly executed and the assignment placed on file in the same courthouse. Each and every assignment must be recorded. The chain of title must remain unbroken. (See Ala. Uniform Securities Act Page 46, Paragraph 11(a)) The purpose of the recording is to give notice to the world of the ownership of the property and who might have interest in the property, the holder-in-due-course of a debt instrument.

Only the holder-in-due-course with the properly assigned note duly recorded can liquidate the mortgage identified as the real property to be used to satisfy the note which is the evidence of debt. (See §7-3-305 Defenses and Claims in Recoupment). In every mortgage loan when the note which evidences the debt is paid in full, then the note must be stamped paid in full and returned promptly to the borrower. (See §7-3-501(b)(2)). When the borrower holds the note then it is clear that the note has been satisfied and taken out of circulation.

In a mortgage loan when a borrower default occurs, consent is given in the mortgage itself and that consent is called “power of sale” in that the property may be liquidated to satisfy the note which is the evidence of debt.

Prepayment of the mortgage loan note satisfies the loan taking the loan out of circulation by stamping the note “paid in full” and returning the note to the signers of the instrument note. The mortgage is thereby extinguished. Should the “lender” improperly refuse prepayment in full, (See American Jurisprudence §618) then the lender has defaulted and must pay treble damages as an operation of law, if a wrongful foreclosure has been conducted.

(See § 55-59.6. Foreclosure; civil penalty for fraud; civil action

C. The owner of the property subject to foreclosure has a civil cause action against a person who has violated this section, and shall be entitled to recover from such person compensatory damages in the amount of three times the damages incurred by the owner as a result of the violation in addition to reasonable attorney fees and costs.)

 

It is important to note that in a mortgage foreclosure based on a borrower’s default in payment, legal notice of the time and date of the foreclosure auction conducted with “power of sale” must be published in a local newspaper for three consecutive weeks (four successive weeks where there is no “power of sale”) or the sale is not valid.

When a creditor defaults by improperly refusing prepayment in full, the re-conveyance requires no legal notice publication. See American Jurisprudence § 618.  

CONFLICT: UNSECURED CHECK WHEN SEPARATED FROM

THE MORTGAGE

The borrower couple’s “lender” wished to purchase a promissory note for resale, but wished to mislead the borrowers into thinking that they have received a mortgage loan with the real property to be purchased to become security for the mortgage loan in the event that the borrower defaults.

The “lender”, before the assignment transfer to a buyer investor, the actual lender, wishes to keep its dealings with the promissory note a secret, the usual legal term is fraudulent concealment. Why? Once the promissory note and mortgage is executed and delivered to “loan originator” it can be made into an electronic file after it has been scanned and then, to avoid duplication, the original can be shredded. The promissory note in electronic form can be delivered to buyer after buyer who actually came forward with funds to purchase the promissory note.

Freddie Mac’s procedural manual required physical delivery of the note and mortgage complete with the original signor signatures.  The promissory note sold to Freddie Mac is stamped “WITHOUT RECOURSE PAY TO THE ORDER OF________________” and signed by a corporate official. The promissory note has been changed into a check separated from the mortgage and distributed into commercial trade. No mortgage loan has ever been made, which establishes that false instruments were filed. The “loan originator” is no longer the holder in due course and cannot foreclose with just a check.

Please note that to collect on a check which has no attached “power of sale” for specific property must publish four successive weeks of legal notice in a local newspaper. See Ala. Code § 35-10-3. What bank was the check drawn?

Again, when the “lender” defaults by refusing prepayment in full, re-conveyance is made without publishing notice. The lender cannot refuse payment in full.

Since the borrowers were made to believe that they were making a mortgage loan, they were not asked for consent that the promissory note be transformed into a check for distribution into commercial trade. Therefore, the check is circulated without consent. A false instrument is a “document”, a photocopy bearing no original negotiable instrument signature granting consent.

How the determination is made as to the “lender's” treatment of the promissory note is simple. Once sold a promissory note is not required to be returned to the borrower after the promissory note has been made into a check and put into commercial trade. A promissory note secured by a mortgage must be returned to the borrower if full payment is made. The return of the promissory note defines its being a check or a mortgage.

Central to the understanding of this conflict of intentions between the “borrower” and the “lender” is knowing that the signature on a piece of paper is the property of the signer and is of great value. The signature on a piece of paper constituting a promissory note, the instrument, which becomes tangible property and cannot be destroyed by anyone other than the signer. The signer can destroy the note once it has been paid in full.

The “loan Originator” destroyed the note after it was scanned and transferred to a silent buyer, identified as the investor, and before the false instrument paraded as a mortgage was filed in the courthouse records. No subsequent assignments are on record as checks require no recordation. Having been separated from the mortgage with no recorded assignment, the note is null and void making the mortgage unenforceable.

§ 7-3-305c implies that an investor having bought a check that is separated from the mortgage (a mortgage must be assigned and recorded), is without rights of a holder-in-due-course that is connected with a mortgage. Separation of the note and mortgage renders the note and mortgage null and void. Only the one entitled to the money secured is entitled to foreclose or the ownership of the debt. The holder in due course by assignment or the holder or bearer of the note at the time of foreclosure can foreclose. Ownership of the mortgage does not pass though indorsed in blank. Property cannot be transferred when the foreclosure deed is invalid because of lack of authority to foreclose.  The assignment by an agent to a mortgage cannot be valid other than by possession from delivery of the instrument which consents to “power of sale”.

The couple first learns that something is amiss when a refinance to lower the interest rate is denied. A refinance notes and mortgage made to satisfy the first note and mortgage, would require that the first mortgage, when paid, be returned to the borrower. This cannot be done because the original has been shredded after made into electronic file. An electronic file cannot be stamped paid in full. The separated mortgage on file at the courthouse is a false instrument.

 

Should the couple elect to sell the homestead, no title can be conveyed because the electronic file and the false instrument recorded at the courthouse places a “cloud” over the title. Any potential purchaser requires clear title to the property purchased.

When the borrower wishes to make a prepayment that would result in the surrender of the instrument by the lender if full payment is made. The lender can only refuse to accept prepayment because there is no legitimate evidence of debt.

 

Once the payment in full is refused, a simulated foreclosure allows the lender to cover his fraud by taking possession of the homestead. When the couple refuses to abandon the property to the lender, the lender then seeks a judge’s order for eviction carried out by the sheriff.

 

Now the lender has shown himself to be above the law and secured law enforcement to beckon to his command. An IRS 1099A form is filed that identifies the true lender who then places the electronic file as an asset in an off the books accounting to be used in the Wall Street casino.

In summary, the “loan originator” lender sold its interest to several investors, but had failed to record the assignment of the transfer on public record. The “loan originator” lender used the separated mortgage on file with the County Probate Office as authority to foreclose claiming the check as a valid loan and lien. Publication was made for three consecutive weeks wanting all to believe that the false instruments were a mortgage loan, not a check.

No mention is ever made of the “loan originator’s” improper refusal of prepayment. After all, the financial industry states that they only foreclosed on those who do not deserve to remain in their homes.

Law enforcement presence at a non-judicial foreclosure auction is a state action eliminating a non-judicial foreclosure.

A judge is needed to deny trial by jury and to keep secret the determination of the true lender, the true holder-in-due-course, and the determination of the validity after the separation of the note from the mortgage, or if the mortgage is dead. These are but a few of the issues at controversy-- creditor default by improperly refusing payment, Slander of Title, and Default Judgment.

It is time for the voter to speak. Jesus cast out all of the money changers.   The peons may do the same. Can you feel the anger?

January 31, 2016

 

Every adult on earth is either “in Adam” or “in Christ.” The first man leads to eternal death; the second man leads to eternal life.

“Ye be born again.” The New Birth is accomplished by the word of God ( 1 Peter ²³ Being born again, not of corruptible seed, but of incorruptible, by the word of God, which liveth and abideth for ever.) and carried out by the Holy Spirit (John 6 “That which is born of the flesh is flesh; and that which is born of the Spirit is spirit.”) The part of man that is “born again” is his spirit, not his soul (Ephesians 2: 1-9 “ And you hath he quickened, who were dead in trespasses and sins; ² Wherein in time past ye walked according to the course of this world, according to the prince of the power of the air, the spirit that now worketh in the children of disobedience: ³ Among whom also we all had our conversation in times past in the lusts of our flesh, fulfilling the desires of the flesh and of the mind; and were by nature the children of wrath, even as others. ⁴ But God, who is rich in mercy, for his great love wherewith he loved us, ⁵ Even when we were dead in sins, hath quickened us together with Christ, (by grace ye are saved;)⁶ And hath raised us up together, and made us sit together in heavenly places in Christ Jesus: ⁷ That in the ages to come he might shew the exceeding riches of his grace in his kindness toward us through Christ Jesus. ⁸ For by grace are ye saved through faith; and that not of yourselves: it is the gift of God: Not of works, lest any man should boast.”)

Merely “believing in Christ” does nothing for the sinner. The Devil believes every word written in the bible and is not “reconciled.” The fact that God charged the world’s sins and those trespasses were paid in full at Calvary doesn’t do anything for you (or anyone else) if you do not personally take Jesus Christ as your “payment” ( John 1:12 “But as many as received him, to them gave he power to become the sons of God, even to them that believe on his name:”) Until then, your sins are still charged to you.

Romans 5:12-19King James Version (KJV)

¹² Wherefore, as by one man sin entered into the world, and death by sin; and so death passed upon all men, for that all have sinned:

¹³ (For until the law sin was in the world: but sin is not imputed when there is no law.

¹⁴ Nevertheless death reigned from Adam to Moses, even over them that had not sinned after the similitude of Adam's transgression, who is the figure of him that was to come.

¹⁵ But not as the offence, so also is the free gift. For if through the offence of one many be dead, much more the grace of God, and the gift by grace, which is by one man, Jesus Christ, hath abounded unto many.

¹⁶ And not as it was by one that sinned, so is the gift: for the judgment was by one to condemnation, but the free gift is of many offences unto justification.

¹⁷ For if by one man's offence death reigned by one; much more they which receive abundance of grace and of the gift of righteousness shall reign in life by one, Jesus Christ.)

¹⁸ Therefore as by the offence of one judgment came upon all men to condemnation; even so by the righteousness of one the free gift came upon all men unto justification of life.

¹⁹ For as by one man's disobedience many were made sinners, so by the obedience of one shall many be made righteous.

January 16, 2016

 

From: Haywood Jackson Mizell                                                                                                                                     January 15, 2016

To: Gov. Robert Bentley

Dear Gov. Bentley,

This letter is a request that you secure the passage of new law, which clarifies existing law, and this new law will regulate the financial industry concerning promissory notes and mortgages. Please note that there is sufficient law in place guaranteeing the same results. However, the judicial system, including practicing attorneys, have adopted measures that give the appearance that old established law can be ignored.

The net results of the departure from the old established law by the lower courts, which have been guided in large part by unfaithful attorneys and not by the law, has been devastating. It is the objective of this letter to request a clarification of the law so that there can be no misguided efforts. The transfer of $40 Billion of Alabama assets from the many to the very few is the product of the current departure from the law, which has in the past protected private property rights. Some magazines declare such acts as the greatest theft in the history of mankind. Law enforcement has seized and conveyed property without evidence of debt, that is, other than a photocopy of false instruments, all preventing the lawful owner from sale of his property or a refinance of his obligation. Such practice in every state has reduced the citizens thereof to mere peons who can no longer own property, but are renters only. Today,eighty-eight percent of those who have mortgaged their property since 1999 have not yet been awakened to this crime because they have not attempted a sale of the mortgaged property or have not tried refinancing with unconditioned title. The legislative branch must get the judicial and law enforcement’s attention. It has been said that the judge who frees a criminal becomes a criminal himself.

If the FBI is to be believed, its investigation and the testimony of that investigation to Congress determined that 80% of all mortgage fraud was on the part of the lender not the borrower. The lender has deceived the population into directing their rage at the borrower not the lender.

 Wall Street has been turned into a gambling casino where the chips are made up, in part, of the promissory notes that have been traded and kept in circulation even after they have been satisfied. Several trillion dollars are in circulation that have value no more than worthless paper. Unfortunately, 44 % of all national assets is now in the hands of less than 1% of the population. This tragic transfer has all been accomplished since the repeal in 1999 of the Glass-Stegall Act. In January 2015 by a unanimous ruling the Supreme Court of the United States it was declared that the Truth in Lending Act was not only the law of the land, but was the remaining protection for the consumer.

This requested law will assist with the compliance of what the Supreme Court calls the law of the land. The law is simple. A mortgage cannot be separated from the evidence of debt, which is embodied in a promissory note. Both must be kept in a locked-fireproof container and returned to the borrower when full payment is made. Any alteration to these instruments renders both null and void.

The passage of the new requested legislation will serve to forestall the financial industry’s effort to make legal its unlawful plunder. Massachusetts is the current battlefield for the making of such cheating legal. Priority must be given to this legislation so that the reckless disregard of the law may be halted promptly. No longer will the lawful property owners be deprived of the protection the law has always afforded. The legal profession should eagerly adopt support of the proposed legislation and recognize it as helping to secure the sanctions of honor and good faith to which it is entitled.

The California legislature has seen fit to adopt a similar measure, adopted both by the legislature and was ruled on by the California Courts. See below.

The Kansas State Supreme Court has found that there are more than 60 million who have been made peons by this plunder, now made to appear legal. There can be no greater priority than to remove the word legal from the plunder that is cleverly hidden from the most focused eye. Please protect the citizens of Alabama from such crimes.

It is simple. The Alabama code requires that an instrument be returned to its maker when full payment is made even when paid by the sale of the mortgaged property. The current standard practice is to scan the promissory note and then shred after three days, and then to put it immediately into commercial circulation. Foreclosure is the inevitable result of the lender being demanded to abide by the law. The reduction in interest is forbidden territory because the note is the evidence debt, and there can, by definition, be no refinance of a debt that does not exist. The thief then forecloses using only a photo provided you don’t give them the money anyway, just like any common robber who will kill you if you don’t surrender the money, unfortunately law enforcement is the holder of the pistol.

California Civil Code § 2941 (b)(1)(A)-(C)

(C) Following execution and recordation of the full re-conveyance, upon receipt of a written request by the trustor or the trustor's heirs, successors, or assignees, the trustee shall then deliver, or caused to be delivered, the original note and deed of trust to the person making that request.

 

(Civ. No. 22722. Court of Appeals of California, Fourth Appellate District, Division One. July 14, 1980.) The court further held “homeowners cannot be evicted, consistent with due process guarantees, without being permitted to raise the affirmative defenses which if proved would maintain their possession and ownership.” Id. at 146. (Emphasis Added)

  

  

Mills v. Duryee, 11 U.S. (7 Cranch) 481 (1813) Merits of case settled by courts of one state must be recognized by the courts of other states

 

On a personal note, before filing a Misprison of felony, I resigned as Vice Chairman of a Bank Board because I did not wish to face my Maker and give an account to Him as a common thief. It is my sincere belief that you as Governor will prove to be a faithful servant.

Just this week, the Powerball winner must surrender the winning ticket to get the winnings. Make the lender comply.

Sincerely yours,

 

Haywood Jackson Mizell

cc: Steve Clouse

       Donnie Chesteen

       WSFA

       WAKA

       Montgomery Advertiser

         Montgomery Independent Newspaper

December 23, 2015

 

Twenty seven words destroys all Islam, Catholic, and every other thought and teaching that man can save himself.

These are the 27 words:

Ephesians 2:8-9 King James Version (KJV)

⁸ For by grace are ye saved through faith; and that not of yourselves: it is the gift of God: ⁹ Not of works, lest any man should boast.